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Overview


MphasiS offers a gamut of services such as consulting, application development, modernization, integration, and testing in payments arena to clients worldwide. The array of solutions from MphasiS for wholesale payments, retail payments, PCI DSS compliance, and other value added services are well designed to help clients reduce processing costs, retain investments, streamline processes, transform applications, identify and deploy new channels thereby increasing their revenues streams.

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Technological advances in the payments landscape have introduced new challenges for the payments industry such as increasing compliance and fraud management requirements, regulatory changes, and payment infrastructure changes. Customers are constantly on the lookout for new experiences that offer convenience and saves time.

MphasiS offers a gamut of services starting from consulting, application development, through modernization, integration, and testing in payment services arena. The array of solutions from MphasiS for wholesale payments, retail payments, PCI DSS compliance and other value added services are well designed to help clients reduce processing costs, retain investments, streamline processes or transform applications, and identify and deploy new channels thereby increasing the revenues streams. Our flexible framework, Service Oriented Architecture (SOA) based approach and delivery methodologies are more focused towards being compliant in the global payments and staying above market competitions.

Payment Solutions offerings include Retail and Wholesale Payments, PCI and DSS Compliance, Mobile Transaction Processing Solutions, and Value Added Services.
Payments Services Portfolio


MphasiS through its deep industry insight and domain expertise helps clients MphasiS through its deep industry insight and domain expertise helps clients in the most demanding situation. We are able to create value across payment systems integration, deployment of payments hub solutions, or mergers & acquisitions, because of our knowledge of various industry leading financial solutions including MTS (ACI Worldwide), Global Pay Plus (Fundtech), FlexCube (Oracle Financial Services) and Wall Street Systems. Our SOA based approach has helped our clients launch products quicker.


Our understanding of the financial norms and regulations help us to deliver best in class services for Cards and Payments industry. Some of the major benefits include:

  • Increased operational efficiency
  • Reduced costs
  • Reduced time to market

The MphasiS Difference

  • Domain knowledge on end-to-end payment value chain
  • 300 member team with experience and expertise in integration, implementation, support, and testing of products
  • Strong practice team consisting of domain consultants and integration specialists
  • ITIL based best practices for application support, enhancement, and maintenance
  • 4000+ professionals support mission-critical applications globally
  • Applications delivery from high process maturity centers that are CMMi Level 5 Assessed
  • PCI compliant, ISO 27001 certified delivery centers
  • Over 200 man years of expertise on Application Delivery
  • Over 2 million payment messages processed per year across domestic and global clearing systems
  • 99% service availability and SLA adherence
  • Significant experience in SWIFT, TARGET2, RTGS, ACH, EFT, CLS, SEPA, PSD, PCI compliance rollouts
  • Expertise in switching products support and migration
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