Mphasis Logo
Home > Services > Payments Solutions >

Retail & Wholesale Payments


Retail and Wholesale Payments portfolio of Mphasis Payment Solutions.

Financial institutions, acquirers. merchant retailers and processors around the globe count on MphasiS to provide implementation services, development, testing and conversion assistance to their new hardware and software platforms. To effectively carry out their requirements, we have assembled a team of highly skilled software engineers, business analysts and payment experts who can build device handlers, create interchange interfaces, help you with software upgrades, and assist you with network certifications, testing and Go-Live. We support a variety of retail payment software vendors applications including the industry leaders such as ACI Worldwide. Our capabilities and years of experience in HP NonStop and IBM Mainframe payment transaction solutions have helped our customer minimize their dependence on vendor supplied code and expensive maintenance support contracts. Some of our team's recent projects include:

Retail Payments Services

  • New BASE24 implementation projects
    • Over 20 implementation projects globally, including two of the largest banks in India
  • BASE24 version upgrade 5.x to 6.x migration for 5 banks, of which one was the first such implementation in India
  • Hardware upgrade or S to NS migration
    • Multiple projects including the first HP NonStop Itanium implementation in India
  • New BASE24-eps implementation projects
    • First BASE24-eps implementation in IBM AIX in South East Asia
    • Significant network installation in Abu Dhabi on SUN SOLARIS
  • Migration - switch replacement projects to BASE24
    • Multiple replacement projects for leading banks in India and Mauritius
  • Migration from BASE24 to BASE24-eps on HP NSK for a major bank in Indonesia
  • BASE24-eps version upgrade projects covering version 4.X to 7.X

Product Development

In addition to the implementation and upgradation projects listed above, our team has been extensively involved in product development for BASE24 and BASE24-eps. The product development projects include modules designed & developed for ATM device handlers such as:

  • AKDS support for Diebold & NCR emulation
  • IDM support for Diebold
  • Dial-Up support for Diebold
  • Bunch note acceptor support for NCR
  • Dual balance printing
  • Bill-Pay support for Diebold & NCR

Wholesale Payments Services

In addition to our service offerings in Retail Payments, MphasiS also offers the following capabilities in Wholesale payments:

  • Interface with global settlement systems
    • Local low value and high value clearing in Asia and 18 countries in Europe
    • Pan-regional clearing interfaces such as SEPA and TARGET 2
    • Global networks such as SWIFT and CLS
    • Different payment formats such as SWIFT, XML, and text

  • Third party payment processing applications
    • Dedicated application support and customization projects handled for third party payment applications such as MTS (ACI Worldwide), Global Pay Plus (Fundtech), FlexCube (Oracle Financial Services), and Wall Street Systems
    • Complete incident management, reporting, and release management capability

  • Deployment of messaging hubs
    • Analysis, design, and customization of a central payment messaging hub across 14 countries in Asia for a large global bank
    • Creation of country specific routing rules, interface programs, and configurations inside the Hub
    • Real-time messaging using IBM Websphere MQ

  • SWIFT gateway management and support
    • Global 24 * 7 application support and management of SWIFT gateways across 40 countries for a large global bank
    • Vast experience on SWIFT NetLink, SWIFT Alliance Gateway, and SWIFT Alliance Access
    • End-to-end migration capability for SWIFT products
    • Consulting expertise for SWIFT gateway redesign projects<



Leave your FeedBack