HELOC vs. reverse mortgage: Which will be better for seniors in 2026? Here's what experts think – CBS News
January 26, 2026The financial stress is mounting for many Americans, particularly seniors tied to limited budgets. With inflation and higher interest rates to contend with and finite resources to tap into, rising expenses for this demographic are often hard to deal with each day, let alone each year.
While credit cards are an option, they are expensive and come with double-digit rates. For senior homeowners, a better option might be one tied to the property — like a home equity line of credit (HELOC) or reverse mortgage.
In the article, Jeff Taylor, Founder & MD of Mphasis Digital Risk, along with other experts, breaks down what you need to know about these two products, and which might be better as we get further into 2026.
