In a rapidly changing business landscape of stringent regulatory environment and enhanced consumer expectations, we, at Mphasis Digital Risk, deliver differentiated mortgage technology solutions and services for the global mortgage industry. Underpinned by domain expertise and strong technology capabilities, our teams provide seamless digital experiences with a human touch to address the challenges facing mortgage loan originators.
We leverage Mphasis’ Front2BackTM digital transformation approach to create sustained value for customers and grow their business with minimum capital investment. Integrating the best of industry practices, technologies, and work processes, we enable our clients to deliver top quality and customer-centric services to their end users.
Our business process services (BPS) span a wide range—from end-to-end mortgage fulfillment and due diligence to point of sale solutions and origination components. We drive licensed operations onshore and offshore and end-to-end operations that are aligned to customer metrics. As of today, our teams have enhanced business processes for several US-based lending and mortgage corporations.
Since 2005, Digital Risk has been delivering comprehensive mortgage technology solutions in the areas of mortgage risk, compliance, and transaction management. In 2012, Digital Risk was acquired by Mphasis, and today, we together, offer unique capabilities to support leading mortgage players through the entire mortgage life cycle. With deep industry expertise in all facets of the mortgage industry and comprehensive knowledge of complex regulatory requirements, we enable clients to achieve peak performance and elevate overall customer experience.
Diverse, Award-winning Leadership Team
US$1.7 Trillion Loans Processed
SSAE - 16 Audited Security Program
Long-term GSE Partnerships
Digital mortgage and lending technology solutions include digital tools and platforms that support the end to end mortgage lifecycle, from loan origination and underwriting to mortgage processing and compliance. They automate workflows, improve data accuracy, accelerate approvals, thereby enhancing borrower experience and ensuring regulatory adherence for lenders and financial institutions.
Mortgage technology improves the overall lending lifecycle form automating loan origination and underwriting to ensuring seamless servicing and compliance. Digital mortgage solutions help establish processes to accelerate mortgage processing, while reducing costs and delivering improved borrower experiences. They also help adhere to mortgage servicing regulations and ensure compliance.
Automation can help digitize documents, streamline underwriting, improve accuracy, and accelerate approvals. It lowers operational costs, delivering faster, seamless borrower experiences across loan origination and servicing. Mphasis’ mortgage automation platforms orchestrate workflows, integrate cloud, and lower cycle times with AI-driven validations.
Digital mortgage solutions build standardized workflows, real-time reporting, consistent documentations that meet evolving lending regulations, increase auditability, and ensure consistent compliance.
Digital mortgage solutions help streamline the entire mortgage lifecycle to improve efficiency, reduce costs, and enhance customer experience. They set up automation capabilities across loan origination, mortgage processing, and compliance to streamline operations and meet mortgage servicing regulations.
