What Is a Wholesale Mortgage Lender? – U.S. News & World Report
August 29, 2025In today’s market, brokers play a critical role in connecting borrowers with the right options.
There are two main sources of mortgages for consumers: retail lenders and wholesale lenders. Retail lenders loan their own money and employ loan officers to work directly with customers. The alternative is a wholesale mortgage.
In the article that looks at the important distinctions between wholesale and retail mortgage lending, Jeff Taylor, Founder & MD, Mphasis Digital Risk shares his thoughts on how wholesale lending continues to shape the mortgage landscape.
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